Banking and Commercial Finance

Lang, Richert & Patch attorneys provide advice in structuring and documenting individual and form loan transactions for many types of loans, including agricultural, commercial real estate development, consumer, commercial business, energy, “Debtor-in-Possession” and exit facilities, bankruptcy related financing, workout financing, and term loans. The attorneys in this group also have extensive experience in negotiating and documenting a comprehensive array of finance and equity transactions involving corporate, business and private equity acquisitions, real and personal property secured transactions, equipment leases and asset purchases from troubled or insolvent companies.

Attorneys in this group work frequently with other attorneys in related practice groups, including our corporate, bankruptcy, creditors’ rights, real estate, and estate planning groups. This multi-disciplinary approach to solving issues provides our clients with a unique advantage, as many financings include multiple facilities, varying industries and are part of a larger corporate transaction or strategic plan.

Our lender clients’ success in collecting their loans is enhanced by our expertise in drafting default and enforcement terms providing the best defense in the event of borrower insolvency or bankruptcy. Lang, Richert & Patch attorneys are well versed in the complex relationships between lenders and suppliers providing credit to agricultural and commercial borrowers. All of the attorneys have personal experience with agricultural workouts and subordination and inter-creditor agreements.